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$1,450,000
New Listing

521 CUMMINGS STREET
SARASOTA, FL 34242

For Sale|Single Family Residence|Active
3
Beds
3
Total Baths
3
Full Baths
2,500
SqFt
$580
/SqFt
1983
Built
Subdivision:
OCEAN BEACH REP
County:
Sarasota
Call Now: 941-685-5565
Is this the listing for you? We can help make it yours.
941-685-5565
521 CUMMINGS STREET521 CUMMINGS STREET521 CUMMINGS STREET521 CUMMINGS STREET
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Tucked away on a quiet cul-de-sac on north Siesta Key, this Key West-inspired canal-front retreat captures the ease of casual island living with boating water, inviting outdoor spaces, and easy access to Siesta Village, the famous white quartz sands of Siesta Beach and the azure waters of the Gulf. Set along 95 feet of private canal frontage just off the Grand Canal, the property offers a dock, covered 5,000-pound boat lift and direct access to the Intracoastal Waterway, creating an ideal setting for those who want to enjoy the water from their own backyard. Designed for effortless indoor-outdoor living, the home features an expansive elevated deck and contemporary cable railings overlooking the canal and surrounding natural scenery, a heated pool with a cascading stone waterfall, a covered bar area and a fenced, low-maintenance yard surrounded by tropical landscaping. Whether hosting friends, relaxing after a day on the boat or enjoying the island breeze, the outdoor areas offer a private, versatile setting for everyday enjoyment. Inside, vaulted ceilings, a neutral palette and an open-concept layout create a light, comfortable atmosphere. The kitchen is positioned at the heart of the home and features granite countertops, stainless steel appliances, dual sinks, a center island with a JennAir cooktop, and a breakfast bar that connects easily to the main living and dining areas. A wood-burning fireplace adds warmth and character to the gathering space. The primary suite offers a peaceful retreat with sliding glass doors opening to a screened lanai, along with an en-suite bath featuring dual vanities, a walk-in shower and a charming window seat. Two additional bedrooms are thoughtfully positioned in their own wing with a full bath and convenient laundry room nearby. Additional features include impact glass on most openings, hurricane-rated doors, metal roof, Nichiha siding, Trex decking, cable railings, two garages, and a full pool bath, bonus room and storage area on the ground level. Positioned at one of the highest elevations on the street, the home offers added peace of mind in storm season. Just a short distance from Siesta Key’s renowned beaches, vibrant Village dining, boutiques and nightlife, this move-in-ready waterfront home offers exceptional flexibility as a full-time residence, seasonal getaway or investment opportunity in one of Sarasota’s most beloved island communities. Close to the Out-of-Door Academy’s lower school, and only 15 minutes by car to vibrant downtown Sarasota’s restaurants, shopping and entertainment.

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Listing Snapshot
Price 
$1,450,000
Days On Site 
0 Days
Bedrooms 
3
Inside Area (SqFt) 
2,500 sqft
Total Baths 
3
Full Baths 
3
Partial Baths 
N/A
Lot Size 
0.22 Acres
Year Built 
1983
MLS® Number 
A4696604
Status 
Active
Property Tax 
$7,154.1
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
3 hours agoListing updated with changes from the MLS®
19 hours agoListing first seen on site
General Features
Acres 
0.22
Attached Garage 
Yes
Direction Faces 
Southeast
Foundation 
Slab
Garage 
Yes
Garage Spaces 
2
Levels 
Multi/Split
Number Of Stories 
2
Parking 
BoatDrivewayGarage Door OpenerOversizedParking PadAttached
Pets 
Yes
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Total 
4795
Style 
CustomOther
Utilities 
Cable AvailableElectricity ConnectedSewer ConnectedWater Connected
Water Source 
Public
Zoning 
RSF2
Interior Features
Appliances 
DishwasherDisposalDryerElectric Water HeaterRangeRefrigeratorWasher
Cooling 
Central Air
Fireplace 
Yes
Fireplace Features 
Wood Burning
Flooring 
Ceramic TileLaminate
Furnished 
Unfurnished
Heating 
CentralElectricDuctless
Interior 
Open FloorplanStone CountersVaulted Ceiling(s)
Laundry Features 
InsideLaundry Room
Window Features 
Blinds
Bathroom 2 
Level - Second
Bathroom 3 
Level - First
Bedroom 2 
Dimensions - 12x11.5Level - Second
Bedroom 3 
Dimensions - 12x11.5Level - Second
Bonus Room 
Level - First
Dining Room 
Dimensions - 20x14.5Level - Second
Kitchen 
Dimensions - 20x13Level - SecondFeatures - Breakfast Bar, Stone Counters
Laundry 
Dimensions - 8x6Level - Second
Living Room 
Dimensions - 17x15Level - Second
Master Bathroom 
Dimensions - 16x9Level - SecondFeatures - Double Vanity, Stone Counters
Master Bedroom 
Dimensions - 18x14Level - Second
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Exterior Features
Construction Details 
ConcreteStuccoFrame
Exterior 
BalconyDock
Fencing 
Fenced
Lot Features 
Cul-De-SacLandscapedPavedWaterfront
Patio And Porch 
CoveredDeckFront PorchPatioRear PorchScreened
Pool Features 
GuniteHeatedIn GroundPrivate
Private Pool 
Yes
Roof 
Metal
View 
CanalWater
Waterfront 
Yes
Waterfront Features 
Canal Front
Waterview 
CanalWater
Windows/Doors 
Blinds
Community Features
Community Features 
Street Lights
Financing Terms Available 
CashConventional
MLS Area 
34242 - Sarasota/Crescent Beach/Siesta Key
Roads 
AsphaltPaved
Township 
37
Schools
School District
Unknown
Elementary School
Phillippi Shores Elementary
Middle School
Brookside Middle
High School
Sarasota High
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY (941) 928-3424



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-07-05 09:21 AM EDT

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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